Answers to Your Auto Finance Questions

From the Finance Experts at Bayird Dodge Chrysler Jeep of Paragould

The Finance Center at Bayird Dodge Chrysler Jeep of Paragould is Here for You

Do you find the auto financing process quite intimidating?  Are you a Jonesboro, AR driver who dreads buying or leasing a new vehicle because getting a car loan or lease intimidates you?  The finance center at Bayird Dodge Chrysler Jeep of Paragould, located at 6340 Highway 49 S in Paragould, AR, knows that a lot of this anxiety and stress stems from not knowing a lot about the world of auto finance.  It is a complex topic, but we feel like we can do a lot to give answers to pressing questions that some of our Walnut Ridge, AR customers have about car financing.

Below, we have posted many of the most common auto financing questions we get from some of our Trumann, AR customers.  If you have any other questions that aren't covered here, don't hesitate to reach out to a member of our finance team.

Auto Financing Frequently Asked Questions (FAQs)

There are many topics that some of our Pocahontas, AR customers often want to know more about when it comes to auto financing.  Here are some questions we often get about credit, finance applications, online buying, and warranties.

What is the Benefit to Shopping, and Applying for Credit, Online?

Buying online with Bayird Dodge Chrysler Jeep of Paragould allows you to take control of your car shopping process.  When you buy online, you don't have to worry about getting to our dealership during business hours.  The online store is open all of the time.  With our online shopping tools, you can choose a car, personalize your monthly payment, get your trade evaluated, and apply for credit.  Applying for credit online allows our finance team to work on getting your auto loan or lease approved ahead of time, so you can spend less of your free time at the dealership.

Is Your Online Credit Application Safe?

Our dealership cares about your privacy and the security of your personal information.  We have taken all the precautions to make our online credit application secure.  When you send over your information, everything is encrypted.  The only people who view your information are our finance team and the lending partners we work with to get your car financing approved.

Why Do I Need GAP Insurance?

Guaranteed Asset Protection (GAP) insurance protects you in the event that your car, truck, SUV, or minivan is deemed a total loss, and you owe more than what it is worth.  GAP insurance can keep you from having to pay off the difference, while you are also searching for a new vehicle.

Should I Get an Extended Warranty on My Used Car?

Vehicle service contracts, or extended warranties, are a good idea on new and used cars.  They protect you from having to make a car payment, and pay off an auto repair bill, in the same month.  Used cars often come with little to no warranty.  A vehicle service contract can give you peace of mind to let you know that you are covered in the worst-case scenario.

Does Your Dealership Work with Individuals with Bad Credit?

When you come to Bayird Dodge Chrysler Jeep of Paragould, you will find that we work with customers that have a variety of different credit scores.  In the past, we have assisted people with good credit, bad credit, and no credit get auto financing.  We have an experienced finance team that knows how to work with folks who may have experienced credit challenges in the past.  The finance center at our dealership partners with many different lenders, so we have many options when it comes to finding affordable car loan and lease options.

Contact the Finance Team at Bayird Dodge Chrysler Jeep of Paragould

We understand that there may be many questions that customers have that aren't covered here.  Feel free to reach out the finance center at Bayird Dodge Chrysler Jeep of Paragould, in Paragould, AR, today, so you can get all of your auto financing questions answered by the experts.

  1. Bayird Dodge Chrysler Jeep Ram

    6340 Highway 49 S
    Paragould, AR 72450-7414

    • Sales: 8705654608
Loading Map...

Get in Touch

  • Contact our Sales Department at: 8705654608
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 07:00PM
  • Saturday08:00AM - 05:00PM
  • SundayClosed